Thursday, February 02, 2012

The Best Explanation of What Is Happening in America

BEST explanation of what is happening in America that I have heard! Please pass this on – may actually make folks think!

CAN THE USA SURVIVE GIVEN THE FOLLOWING?

The folks who are getting free stuff, don't like the folks who are paying for the free stuff, because the folks who are paying for the free stuff can no longer afford to pay for both the free stuff and their own stuff.

The folks who are paying for the free stuff want the free stuff to stop, and the folks who are getting the free stuff want even more free stuff on top of the free stuff they are already getting!

Now... The people who are forcing the people to pay for the free stuff have told the people who are RECEIVING the free stuff, that the people who are PAYING for the free stuff, are being mean, prejudiced, and racist.

So... The people who are GETTING the free stuff have been convinced they need to hate the people who are paying for the free stuff by the people who are forcing some people to pay for their free stuff, and giving them the free stuff in the first place.

We have let the free stuff giving go on for so long that there are now more people getting free stuff than paying for the free stuff.

Now understand this. All great democracies have committed financial suicide somewhere between 200 and 250 years after being founded. The reason? The voters figured out they could vote themselves money from the treasury by electing people who promised to give them money from the treasury in exchange for electing them. Thomas Jefferson said it best: "The democracy (Republic) will cease to exist when you take away from those who are willing to work and give to those who would not."

The United States officially became a Republic in 1776, 235 years ago. The number of people now getting free stuff outnumbers the people paying for the free stuff. We have one chance to change that –On Nov 6th, 2012. Failure to change that spells the end of the United States as we know it.

ELECTION 2012 IS COMING
A Nation of Sheep Breeds a Government of Wolves!

I'M 100% for PASSING THIS ON!!!

Let's take a stand!!!
Obama: Gone!
Borders: Closed!
Language: English only
Culture: Constitution, and the Bill of Rights!
Drug Free: Mandatory Drug Screening before Welfare!
NO freebies to: Non-Citizens!

We the people are coming
Only 86% will send this on. Should be 100%. What will you do? 

"The problem with socialism is that eventually you run out of other people's money". -- Margaret Thatcher

Monday, December 12, 2011

US Tax System Explained (through beer)

Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this…

The first four men (the poorest) would pay nothing.
The fifth would pay $1.
The sixth would pay $3.
The seventh would pay $7..
The eighth would pay $12.
The ninth would pay $18.
The tenth man (the richest) would pay $59.

So, that’s what they decided to do.

The ten men drank in the bar every day and seemed quite happy with the arrangement, until one day, the owner threw them a curve ball. “Since you are all such good customers,” he said, “I’m going to reduce the cost of your daily beer by $20.”. Drinks for the ten men would now cost just $80.

The group still wanted to pay their bill the way we pay our taxes. So the first four men were unaffected. They would still drink for free. But what about the other six men? The paying customers? How could they divide the $20 windfall so that everyone would get his fair share?

They realized that $20 divided by six is $3.33. But if they subtracted that from everybody’s share, then the fifth man and the sixth man would each end up being paid to drink his beer.

So, the bar owner suggested that it would be fair to reduce each man’s bill by a higher percentage the poorer he was, to follow the principle of the tax system they had been using, and he proceeded to work out the amounts he suggested that each should now pay.

And so the fifth man, like the first four, now paid nothing (100% savings).

The sixth now paid $2 instead of $3 (33% saving).
The seventh now paid $5 instead of $7 (28% saving).
The eighth now paid $9 instead of $12 (25% saving).
The ninth now paid $14 instead of $18 (22% saving).
The tenth now paid $49 instead of $59 (16% saving).

Each of the six was better off than before. And the first four continued to drink for free. But, once outside the bar, the men began to compare their savings.

“I only got a dollar out of the $20 saving,” declared the sixth man. He pointed to the tenth man,”but he got $10!”

“Yeah, that’s right,” exclaimed the fifth man.”I only saved a dollar too. It’s unfair that he got ten times more benefit than me!”

“That’s true!” shouted the seventh man. “Why should he get $10 back, when I got only $2? The wealthy get all the breaks!”

“Wait a minute,” yelled the first four men in unison, “we didn’t get anything at all. This new tax system exploits the poor!” The nine men surrounded the tenth and beat him up.

The next night the tenth man didn’t show up for drinks, so the nine sat down and had their beers without him.

But when it came time to pay the bill, they discovered something important. They didn’t have enough money between all of them for even half of the bill!

And that, boys and girls, journalists and government ministers, is how our tax system works. The people who already pay the highest taxes will naturally get the most benefit from a tax reduction.

Tax them too much, attack them for being wealthy, and they just may not show up anymore. In fact, they might start drinking overseas, where the atmosphere is somewhat friendlier.

For those who understand, no explanation is needed.

For those who do not understand, no explanation is possible.

Tuesday, September 06, 2011

Pain + Reflection = Progress

Not sure where this came from… but I like it.

Ray Dalio Quote

It’s always a matter of controlling riskRisky things are not in themselves risky if you understand them and control them. If you do it randomly and you are sloppy about it, it can be very risky.” he said. The key to success, he said, is figuring out “Where is the edge? And how do I stay the right distance from the edge?” 

Thursday, July 28, 2011

Forbes Magazine - Best Cities for Business

http://www.forbes.com/best-places-for-business/

Sunday, July 24, 2011

Obituary for Democracy

There are a lot of "these" going around lately:


In 1887 Alexander Tyler, a Scottish history professor at the University of
Edinborough, had this to say about the fall of the Athenian Republic some

2,000 years prior: 


"A democracy is always temporary in nature; it simply cannot exist as a

permanent form of government. A democracy will continue to exist up until

the time that voters discover that they can vote themselves generous gifts

from the public treasury. From that moment on, the majority always votes for

the candidates who promise the most benefits from the public treasury, with

the result that every democracy will finally collapse over loose fiscal

policy, (which is) always followed by a dictatorship." 


"The average age of the world's greatest civilizations from the beginning of

history, has been about 200 years. During those 200 years, these nations

always progressed through the following sequence: 


From bondage to spiritual faith; 

From spiritual faith to great courage; 

From courage to liberty; 

From liberty to abundance; 

From abundance to complacency; 

From complacency to apathy; 

From apathy to dependence; 

From dependence back into bondage."

The Obituary follows:


Born 1776, Died 2008

It doesn't hurt to read this several times.



Professor Joseph Olson of Hamline University School of Law in St. Paul ,

Minnesota , points out some interesting facts concerning the last

Presidential election: 


Number of States won by: Obama: 19 McCain: 29 

Square miles of land won by: Obama: 580,000 McCain: 2,427,000 

Population of counties won by: Obama: 127 million McCain: 143 million 

Murder rate per 100,000 residents in counties won by: Obama: 13.2

McCain: 2.1 



Professor Olson adds: "In aggregate, the map of the territory McCain won was

mostly the land owned by the taxpaying citizens of the country.


Obama territory mostly encompassed those citizens living in low income

tenements and living off various forms of government welfare..."


Olson believes the United States is now somewhere between the

"complacency and apathy" phase of Professor Tyler's definition of democracy,

with some forty percent of the nation's population already having reached

the "governmental dependency" phase.


If Congress grants amnesty and citizenship to twenty million criminal

invaders called illegal's - and they vote - then we can say goodbye to the

USA in fewer than five years. 


If you are in favor of this, then by all means, delete this message.


If you are not, then pass this along to help everyone realize just how much

is at stake, knowing that apathy is the greatest danger to our freedom.


This is truly scary! Of course we are not a democracy, we are a

Constitutional Republic . Someone should point this out to Obama. Of
course we know he and too many others pay little attention to The

Constitution. There couldn't be more at stake than on Nov 2012.

If you as concerned as I am please pass this along.

How to Fix Congress

Received this from a friend today:

The 26th amendment (granting the right to vote for 18 year-olds) took only 3 months & 8 days to be ratified! Why? Simple! The people demanded it. That was in 1971... Before computers, before e-mail, before cell phones, etc. 

Of the 27 amendments to the Constitution, seven (7) took 1 year or less to become the law of the land... All because of public pressure. 

Congressional Reform Act of 2011 

1. A Congressman collects a salary while in office and receives no pay when they are out of office. 

2. Congress (past, present & future) participates in Social Security. 
All funds in the Congressional retirement fund move to the Social Security system immediately. All future funds flow into the Social Security system, and Congress participates with the American people. It may not be used for any other purpose.

3. Congress can purchase their own retirement plan, just as all Americans do. 

4. Congress will no longer vote themselves a pay raise. Congressional pay will rise by the lower of CPI or 3%. 

5. Congress loses their current health care system and participates in the same health care system as the American people. 

6. Congress must equally abide by all laws they impose on the American people. 

7. All contracts with past and present Congressmen are void effective 1/1/12. 
The American people did not make this contract with Congressmen. Congressmen made all these contracts for themselves. Serving in Congress is an honor, not a career. The Founding Fathers envisioned citizen legislators, so ours should serve their term(s), then go home and back to work. 

If each person sends this message to twenty people, it will only take three days for most people in the United States of America to receive the message. Maybe it is time. 

Monday, April 25, 2011

Seth Godin on Opportunity

The realization is now

New polling out this week shows that Americans are frustrated with the world and pessimistic about the future. They're losing patience with the economy, with their prospects, with their leaders (of both parties).
What's actually happening is this: we're realizing that the industrial revolution is fading. The 80 year long run that brought ever-increasing productivity (and along with it, well-paying jobs for an ever-expanding middle class) is ending.
It's one thing to read about the changes the internet brought, it's another to experience them. People who thought they had a valuable skill or degree have discovered that being an anonymous middleman doesn't guarantee job security. Individuals who were trained to comply and follow instructions have discovered that the deal is over... and it isn't their fault, because they've always done what they were told.
This isn't fair of course. It's not fair to train for years, to pay your dues, to invest in a house or a career and then suddenly see it fade.
For a while, politicians and organizations promised that things would get back to normal. Those promises aren't enough, though, and it's clear to many that this might be the new normal. In fact, it is the new normal.
I regularly hear from people who say, "enough with this conceptual stuff, tell me how to get my factory moving, my day job replaced, my consistent paycheck restored..." There's an idea that somehow, if we just do things with more effort or skill, we can go back to the Brady Bunch and mass markets and mediocre products that pay off for years. It's not an idea, though, it's a myth.
Some people insist that if we focus on "business fundamentals" and get "back to basics," all will return. Not so. The promise that you can get paid really well to do precisely what your boss instructs you to do is now a dream, no longer a reality.
It takes a long time for a generation to come around to significant revolutionary change. The newspaper business, the steel business, law firms, the car business, the record business, even computers... one by one, our industries are being turned upside down, and so quickly that it requires us to change faster than we'd like.
It's unpleasant, it's not fair, but it's all we've got. The sooner we realize that the world has changed, the sooner we can accept it and make something of what we've got. Whining isn't a scalable solution.

The opportunity is here

At the same time that our economic engines are faltering, something else is happening. Like all revolutions, it happens in fits and starts, without perfection, but it's clearly happening.
The mass market is being replaced by multiple micro markets and the long tail of choice.
Google is connecting buyers and sellers over vaster distances, more efficiently and more cheaply than ever before.
Manufacturing is more of a conceptual hurdle than a practical one.
The exchange of information creates ever more value, while commodity products are ever cheaper. It takes fewer employees to generate more value, make more noise and impact more people.
Most of all is this: every individual, self-employed or with a boss, is now more in charge of her destiny than ever before. The notion of a company town or a stagnant industry with little choice is fading fast.
Right before your eyes, a fundamentally different economy, with different players and different ways to add value is being built. What used to be an essential asset (for a person or for a company) is worth far less, while new attributes are both scarce and valuable.
Are there dislocations? There's no doubt about it. Pain and uncertainty and risk, for sure.
The opportunity, though, is the biggest of our generation (or the last one, for that matter). The opportunity is there for anyone (with or without a job) smart enough to take it--to develop a best in class skill, to tell a story, to spread the word, to be in demand, to satisfy real needs, to run from the mediocre middle and to change everything.
¡Note! Like all revolutions, this is an opportunity, not a solution, not a guarantee. It's an opportunity to poke and experiment and fail and discover dead ends on the way to making a difference. The old economy offered a guarantee--time plus education plus obedience = stability. The new one, not so much. The new one offers a chance for you to take a chance and make an impact.
¡Note! If you're looking for 'how', if you're looking for a map, for a way to industrialize the new era, you've totally missed the point and you will end up disappointed. The nature of the last era was that repetition and management of results increased profits. The nature of this one is the opposite: if someone can tell you precisely what to do, it's too late. Art and novelty and innovation cannot be reliably and successfully industrialized.
In 1924, Walt Disney wrote a letter to Ub Iwerks. Walt was already in Hollywood and he wanted his old friend Ubbe to leave Kansas City and come join him to build an animation studio. The last line of the letter said "PS I wouldn't live in KC now if you gave me the place—yep—you bet—Hooray for Hollywood." And, just above, in larger letters, he scrawled, "Don't hesitate—Do it now."
It's not 1924, and this isn't Hollywood, but it is a revolution, and there's a spot for you (and your boss if you push) if you realize you're capable of making adifference. Or you could be frustrated. Up to you.

Tuesday, January 18, 2011

What is what in percentages, and who’s right?

This comes from 2 math teachers with a combined total of 70 yrs. experience..
It has an indisputable mathematical logic. It also made me Laugh Out Loud.
This is a strictly mathematical viewpoint...it goes like this:

What Makes 100%?

What does it mean to give MORE than 100%?

Ever wonder about those people who say they are giving more than 100%? We have all been to those meetings where someone wants you to give over 100%.

How about achieving 103%?

What makes up 100% in life?

Here's a little mathematical formula that might help you answer these questions:

If:
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

is represented as:
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26.

Then:

H-A-R-D-W-O-R-K
8+1+18+4+23+15+18+11 = 98%

and

K-N-O-W-L-E-D-G-E
11+14+15+23+12+5+4+7+5 = 96%

But ,

A-T-T-I-T-U-D-E
1+20+20+9+20+21+4+5 = 100%

And,

B-U-L-L-S-H-I-T
2+21+12+12+19+8+9+20 = 103%

AND, look how far ass kissing will take you.

A-S-S-K-I-S-S-I-N-G
1+19+19+11+9+19+19+9+14+7 = 118%

So, one can conclude with mathematical certainty, that While Hard work and Knowledge will get you close, and Attitude will get you there, its the Bullshit and Ass Kissing that will put you over the top.
Now I know why some people are where they are!